With Credit Line Hybrid, you can get approved for as much as $150,000 in financing with 0% rates for up to 18 months. You are also able to pull the cash out of these lines of credit at 0%. This has never been done before on any other program than Credit Line Hybrid. You can get approved for Credit Line Hybrid as a startup business with no doc, no tax returns, and no collateral. The only qualification required for approval is a well-established business credit profile with a FICO score of 680 or higher. Alternatively, you can get a personal guarantor for approval. For example, a friend or family member can act as a private investor if they are willing for you to use their credit for qualification. Many lines of credit through the credit line hybrid program report to the business credit reporting agencies. Even if you use someone else’s credit, you can still build your business credit. The only time a private investor can get hurt is if you were to default on that line of credit. Credit Line Hybrid is the best way to get the most money for your business, especially if you are a startup and want no documentation financing.